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Jobs at Equity Bank, Ajira Mpya Tanzania, Nafasi Za Kazi 2025, Jobs Tanzania 20252 New Jobs at Equity Bank Plc March 2025 - Various Posts
Jobs Descriptions:1. Credit Risk Manager
Credit Risk Manager at Equity Bank Plc March 2025
Job Title: Credit Risk ManagerDepartment/ Division: Risk
Number of Vacancies: 1
BASIC PURPOSE:
Credit Risk Manager is responsible for the effective independent oversight of risks associated with
Credit portfolio of the bank.
The Manager’s primary responsibility is to develop and implement a credit risk management framework with appropriate tools for identification, measurement, reporting and control of the bank’s credit risk portfolio.
He /she will also provide oversight on the adequacy of the controls over the risk-taking activities and report on adherence to underwriting governance.
MAIN DUTIES AND RESPONSIBILITIES:
• Monitor and ensure key risk activities in credit risk management are undertaken including credit risk policy formulation and development, documentation of credit risk management procedures (pre- and post- sanction, model development and validation for retail, corporate, and, SME lending, credit risk capital computation, data management, risk mitigation programs, monitoring and reporting including determination and monitoring of limits.
• Ensure adequate identification and measurements of the credit risks inherent to the bank’s credit
portfolio
• Undertaking portfolio review to ascertain the adequacy of the underwriting controls, collateral management, compliance to facilities classification, compliance to provision charges and charging off requirements.
• Undertaking various testing of the portfolio to ensure a sound health of the portfolio including stress testing, vintage analysis,
• Reporting and recommending to the management on the various matters on the credit risk performance trends, risk landscape, risk mitigation strategies and programs,
• Act in a timely manner to ensure effective management, and where necessary mitigation.
KNOWLEDGE, SKILLS, QUALIFICATIONS AND EXPERIENCE:
Knowledge
• Risk Control mindset: Should show mastery of risk disciplines at a bank-wide and integrated level, risk processes, tools and techniques, capital management, risk- related regulations, and
compliance.
• Technical Knowledge: Should have a strong understanding of statistics and quantitative data analysis methods.
• Strong process orientation – A strong understanding of banking processes and operations.
• Intellectual curiosity and analytical approach to work.
• Ability to influence a culture of risk awareness in the organization.
• Ability to lead and exercise authority through expertise and experience, showing both strategic and operational understanding of the credit business model.
Skills
• Excellent written and oral communication skills, with proven ability to present and explain complex information.
• Keen business acumen – Business and financial judgment, and problem-solving skills are crucial requirements.
Qualifications
• Bachelor’s Degree in Banking, Finance, Business, or a related field.
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Work Experience
• Minimum 5 years’ experience in banking, of which at least 3 years in risk management-related roles.
• The candidate must ideally have strong functional experience, exposure to regulatory interactions and compliance, strong technology orientation, and a keen eye for detail.
2. Credit Risk Officer
Credit Risk Officer at Equity Bank Plc March 2025
GENERAL:Job Title: Credit Risk Officer
Department/ Division: Risk
Number of Vacancies: 1
BASIC PURPOSE:
Ensuring that the bank’s credit portfolio maintains a sound health through ensuring compliance to bank’s credit governance, proper classification of the portfolio and capital allocation.
Prevention of financial loss through timely detection of poor-quality credits and following up on the remediation measures to restore the quality of portfolio.
MAIN DUTIES AND RESPONSIBILITIES:
• Undertaking review of the portfolio and ensuring early detection of problem loans.
• Assuring appropriate classification of the portfolio and adequacy of the provisions
• Ascertain the adequacy of the underwriting controls and collateral management
• Undertaking various testing of the portfolio to ensure a sound health of the portfolio including stress testing, vintage analysis
• Preparing and communication of management reports for credit risk
KNOWLEDGE, SKILLS, QUALIFICATIONS AND EXPERIENCE:
Knowledge
• Thorough understanding of the bank’s credit governance and processes.
• Thorough understanding of the Bank operations.
• Knowledge of Bank risks and their mitigation.
• Knowledge of BOT prudential guidelines.
• Thorough knowledge and clear understanding of Banks’ policies.
• Understanding of the key systems and processes.
• Computer proficiency especially use of MS Excel.
Skills
• Effective listening skills.
• Good communication skills.
• Problem solving skills
• Personal integrity with a high regard to maintain strict confidentiality.
• Ability to be discrete.
• Excellent in time management.
Qualifications
• Business related degree from a recognized University.
• Professional Certification in Auditing, Accounting, Risk management and Information systems audit is an added advantage
Work Experience
• 1 year working experience in the Banking sector.
To Apply:
Please submit your application quoting the Job title on the subject field to: TZRecruitment@equitybank.co.tz
Application Deadline: 31st March, 2025.
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